Fast, Flexible Financing for Your Business
Skip the long approval wait and endless paperwork—our digital application makes getting funded simple. Apply in minutes for a business line of credit up to $50,000 and receive an instant decision.
Enjoy flexible repayment options that fit your cash flow, with 0% interest for the first 30 days and rates starting as low as 1% thereafter. No setup fees. No hidden charges. And best of all, applying won’t affect your personal credit score.
Eligibility Requirements
To qualify, you must:
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Apply as an individual under your own name
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Be the owner or authorized signatory of the business
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Be a U.S. citizen or legal resident of legal signing age in your state
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Have a FICO®/credit score of 600 or higher
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Report annual business income of $40,000 or more
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Provide your Social Security Number (SSN)
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Provide your Employer Identification Number (EIN) (not required for sole proprietors, but state business registration must be documented)
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Have a nominated bank account for repayments
With Credit Key, you get speed, transparency, and control—so you can focus on growing your business, not waiting for approval.