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What is Affirm? - Buy Now and Pay Later!

Published by Matt Fichera on 11/01/2019

What is Affirm? - Buy Now and Pay Later!

Buy With Affirm

Affirm is a great new way to pay over time. EZ Pool & Spa Supply has chosen to partner with Affirm as we believe that their business model is one that works for consumers. There’re no late fees and there’s no surprises.

What does this mean for you, the consumer? It means that you have the ability to purchase the things that you want and pay for them over time at a plan and a rate that you choose and that works for you. All you have to do is select the Affirm link at checkout. You can also pre-qualify while shopping so that you have a better idea of where you stand within your budget. It’s as easy as choosing your loan and then letting our e-commerce store process the transaction. You’ll never be charged more than you see up front.

When it’s time to make a payment all you have to do is either sign in at the Affirm website or use the convenient mobile app. Affirm even goes as far as to send you an email and/or texts reminder whenever there is a payment coming up.

Another great thing to know is that checking your credit score for Affirm eligibility will not negatively affect that number. Just like most transactions the actual purchasing of the item(s) will impact the score but the actual initial inquiry will not. Making your agreed upon payments will always help your build your credit.

The Affirm mobile app really lets anyone harness the transparent and very friendly payment alternatives to cash and credit cards. The app empowers its users to shop with trust and convenience that consumers in today’s market demand. At checkout a user can select Affirm or stay and remain pre-qualified through the app. Five simple pieces of information are required. Upon submitting this specific information, there’s a credit decision that is made within seconds. From here a shopper can select payment plans and obtain a very competitive interest rate. The app shows payments in real dollars and presents all payment info in a very straight forward way so that nothing is confusing or hidden away.

The app also has a very neat feature that allows brick-and-mortar stores that accept Apple Pay or Google Pay. This is increasingly important as 24% of consumers want the flexibility to look online and shop in-store. Affirm’s proprietary underwriting model only approves users for what they can responsibly afford, helping them shop with confidence.

Affirm helps you to say yes. Say yes to the things that make life easier, make your life more fulfilled, and make your life just plain more enjoyable. Yes isn’t always the easiest of answers but with Affirm we certainly believe that it helps minimize the difficulty.

Saving for the future while also balancing current financial resources and making everything work is not always the easiest thing to tackle. The purchases that you want, the larger dream purchases etc. these are the ones that tend to be put off. Whether it’s for months or for years or sometimes even forever, this doesn’t have to happen.

Credit cards were supposed to have been the answer. These were the things people were supposed to rely on for instances as described above. Many used credit cards and many still do, however, late fees, compounding interest, pesky penalties, all of these things do not help improve financial stability or help get you any closer to those current or long-term dream purchases

Enter Affirm. Affirm is a better way to buy that is tailored to keep you out of debt that is unhealthy and help you to say yes to those buys that enrich and do in fact make your life a healthier one.

Life could use a little more yes. 

Your rate will be 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.